Couples who have tried to conceive for more than a year and who have used fertility drugs without success, often turn to IVF treatment as a solution. It may surprise many to learn the real in vitro fertilization cost, but for many, it’s worth it. Learn about the cost of IVF treatment, testing information and monitoring expenses, before you commit to this type of procedure.
In Vitro Fertilization Cost: Will My Health Insurance Pay for It?
To start, you’ll need to meet with your gynecologist for a physical, in order to be deemed healthy enough for pregnancy. Your doctor will then refer you to a fertility specialist who will perform an ultrasound in order to determine if you’re ovaries are normal and healthy. Most fertility clinics will require you to pay part of the in vitro fertilization cost before you even begin taking medication. This part of the in vitro fertilization cost can range from ten to fifteen-thousand. Most couples who decide to give IVF a shot know that it’s expensive and that it may take two to three rounds before conception occurs. Most health insurance companies do not cover this cost, however, they can cover the cost of testing.
The average in vitro fertilization cost is around $13,000 per round. The cost of this treatment will vary, depending on the individual and their circumstances. The cost can also vary from clinic to clinic. During a consultation, the fertility specialist will give you a quote for the cost of this treatment. This quote may or may not include blood work, ultrasounds, medication and other testing. After you receive the quote, your next step will be to speak with your health insurance provider in order to determine what, if any, part of the treatment will be covered. Even if the IVF procedure isn’t covered, the insurance company might cover some of the testing, monitoring and ultrasounds.
If you’re on a budget, your first instinct may be to shop around for the cheapest clinic. While cost is important, a clinic’s success rate is much more so. Clinics with a high first round success rate may end up saving you big in the long run. Each round of IVF comes with a huge price tag. If the clinic of your choice is cheaper, but they have a low success rate, you may be looking at three to four rounds of treatment instead of one or two.